Interior Regional Housing Authority is currently accepting applications for the following programs in Fairbanks

Homeownership Program (HOP): This program is to assist low income families meet their housing needs. IRHA acts like the bank and participants pay 30% of their household income over a 20 year period. Applicants do not get to pick their home, when a home is available and their name is up on the list they are offered that home.

Tribal Equity Advantage Mortgage Program (TEAM): Is geared towards families that are low-income but credit worthy and are eligible for bank financing. TEAM helps lower the amount of the down payment or lower amount of the monthly mortgage payment to make the payments to the bank more affordable. Grant amount is not to exceed $60,000 and the purchase price cannot be more than $200,000.

Fairbanks Rehabilitation of an Existing Home Program: Owner occupied program was created to assist existing homeowners living in the Fairbanks North Star Borough with weatherization and rehabilitation for their homes. IRHA provides both the labor and materials for work to be done. Priorities include Health/Safety and Weatherization.

Village Programs: IRHA does projects in the villages based on direction through resolution from the Tribal Councils. If there is a specific need for a program in your community we urge you to attend your local Council Meetings and let them know the needs. When a program opens in a community notices will be posted in public areas, such as; Tribal Office, Post Office, Store, Clinic, etc.

Keep in mind that funding is limited and the needs are great. We encourage all households to create a maintenance plan and put away some money for those emergencies that may come up.

All applications sent to IRHA must be complete.

Address – 828 27th Avenue, Fairbanks, Alaska 99701   Phone – 907.452.8315
Toll Free – 1.800.478.IRHA(4742)   Fax – 907.456.8941   email – dcallahan@irha.org